by Ultrafin Financial Services | 3 Jun 2019 | Blog, Financial Adviser
All business owners have faced the point of asking themselves “is this tax evasion? Or is it simply avoidance. Am I not simply practicing my right to plan my taxes in an effective and legal manner to reduce my liability?” As most taxpayers know, tax avoidance is when...
by Ultrafin Financial Services | 27 May 2019 | Blog, Financial Adviser
So, you’ve found a property you love, sent in your bond applications, and the banks have finally started responding with offers! But wait a moment – one of the offers has two interest rates quoted: a fixed and a variable. What does that mean, and which one should you...
by Ultrafin Financial Services | 18 Mar 2019 | Blog, Financial Adviser
Since the middle of the last century, life expectancy has increased rapidly. Studies by the United Nations (UN) and World Health Organisation (WHO) have found that, every 10 years, the average person’s lifespan has increased by three years. This means most people need...
by Ultrafin Financial Services | 11 Feb 2019 | Blog, Financial Adviser
Lewensdekking is die eenvoudige antwoord op ‘n paar moeilike vrae: Hoe sal my gesin oorleef wanneer ek nie meer hier is om vir hulle te sorg nie? Hoe sal my lewensmaat die skuld wat ek agterlaat, soos die verband op ons huis, skik? Hoe sal my gesin vir daaglikse...
by Ultrafin Financial Services | 24 Oct 2018 | Blog, Financial Adviser, retirement
Women, on average, live five years longer than men. This means their retirement savings need to last them – on average – five years longer. Women are likely to spend more time in retirement, they need more retirement income than their male counterparts, and they need...
by Ultrafin Financial Services | 19 Jun 2018 | Blog, Financial Adviser
Afgesien van boedelbeplanningsvoordele, word die belastingvoordele van uitkeerpolisse verder versterk deur die jongste Begrotingsveranderinge. Dit is ’n aansporing vir beleggers om weer na hierdie produk te kyk wat so dikwels uit die oog verloor word. Om ’n...