Financial Planning
Emergency budget blues – how your financial adviser can help you
Although the supplementary Budget Speech on Wednesday this week was touted as an unprecedented emergency intervention, it left quite a few questions unanswered, especially regarding the highly publicised public sector wage bill discussion, quelling widespread...
Why you need an emergency fund.
Most South Africans do not realise the importance of having an emergency fund until they need some extra cash. Yet, building an emergency fund is one of the most important steps in taking control of your financial...
Avoid Cutting These Important Expenses
Wondering where and how to trim your expenses? These aren’t easy choices to make, and cutting certain costs may end up costing you far more in the long run. So, we took a look at some of the most important expenses to avoid dispensing with. With most of the world...
Finansiële besluite wat so gou moontlik geneem moet word
Wanneer mens jonk is, voel dit asof jy eindelose tyd en energie tot jou beskikking het. Siekte en dood is gebeure waaraan jy selde dink. Kenners waarsku egter daarteen. Benewens aansluiting by 'n mediese fonds en pensioenfonds (wat dikwels deel van 'n werkgewer se...
How to merge your finances as a couple
Being open and honest can strengthen your money management skills as well as your relationship. It may feel like there is never a good time to discuss finances with your partner – married or unmarried – but it’s necessary. And an important issue that needs to be...
Can an Email Instruction Constitute a Will?
Staying on top of your ‘admin’ can be tough, especially when life gets busy. Whether your driver’s license is nearly due for renewal or tax season is looming, we sometimes slip up and fall behind on getting important to-dos sorted. One item that should never be left...
Eight ways to start saving successfully
Ever faced a financial emergency but not had the funds at hand to get it started? Or have you wanted to save for something big but struggled to get going?Help is at hand. Here are eight ways on how to start saving and get into the savings habit:Pay off...
9 Practical Steps to Solve Your Financial Problems.
When you’re worried about your debts and you’re trying to decide on the best way to solve your financial problems, many people start to wonder if they missed something as they went through school. As adults we’re expected to know how to manage our money properly....
How much money you could save
How much money you could save by putting away R178 every month from the age of 25 With living expenses ever-increasing in South Africa, people should avoid the temptation of cashing in their retirement funds when changing jobs or when facing financial difficulties....
5 Ways to save R500
Saving R500 a month can sound daunting – but the truth is, it’s often easier than you think. Small tweaks to your day-to-day and being more intentional about how (and why) you spend can be enough to stash away an extra R500 a month. And that’s a lot! Here, five ways...
Important tips for saving for your child’s education
A loving parent wants to ensure the best future for their child. One of the best ways to give your child a head start in life is to help them get a quality education. 56% of South Africans, however, are not saving for their children’s education. This is mainly due to...
Got a tax refund?
Got a tax refund? Good for you! Now put that bonus pay out to good use so you can reap the rewards for years to come. Read these tips to find out how you can be saving. 1 Got debt? Throw your refund at it “Your first priority should be to pay off any existing...
