Our Blog
Are you licensed to tow or drive your Motorhome ?
As a niche underwriter of leisure vehicles (caravans (on- & off-road), motorhomes & camper trailers)) for the past 15 years, it is becoming more and more evident that our younger insureds are unaware of the legal towing requirements in South Africa. In the...
What happens when you die without a valid will?
Fortunately, our legal system provides for freedom of testation which means that the person writing his will can provide for the distribution of his estate among friends, family, spouses and charities as he sees fit. He can also choose to disinherit a person from...
Meeting with a Financial Advisor for the First Time? Here’s What to Bring
You’re ready to get organized, grow your money and get a jumpstart on big goals like retirement, paying down debt or even that family vacation you’ve been dying to take — so you finally take the plunge and book an appointment with a financial advisor. What can you...
It’s a New Year with many new opportunities and challenges.
Lets stat the year with a financial planning process. We can identify your goals and set targets to meet them. Firstly, we will talk about your financial objectives and requirements to decide the way forward. The financial planner will ask questions and discuss your...
3 Reasons to Consider a Financial Advisor
A financial advisor can help you at any point, whether you are just starting out and wanting to start managing your finances early or you are reaching a point where you want to begin getting more from your money. The current global economy has taken a beating thanks...
Financial Planning During COVID-19 is More Crucial Than Ever
If you have not considered financial planning, now is the time to take charge of your financial future. The uncertainty and stress of COVID-19 have left a major mark on the economy as a whole and for individuals and business owners, the impact has been especially...
Your Second Marriage Financial Planning Checklist
Second (or third) marriages come with a special kind of optimism and the chance for a new “forever after.” But they also typically come after you and your partner have built a more complex financial life, which can make combining your finances more complicated. Here's...
5 Crucial Planning Steps To Take Before You Retire
There tends to be a lot of excitement in the air as one approaches retirement. Contemplating how to spend one’s golden years represents the culmination of decades of hard work and the ability to enjoy the fruits of one’s labor. While the enthusiasm is warranted, it’s...
Kan jy gemaklik aftree?
Mense wat dink hulle het genoeg vir hul aftrede gespaar, besef nie altyd hulle kan tot 'n derde van hul lewe as afgetredenes deurbring nie. Studies toon ook meer as 'n derde van Suid-Afrikaners in hul 40's het nie 'n behoorlike spaarplan nie en dat ons oor die...
Emergency budget blues – how your financial adviser can help you
Although the supplementary Budget Speech on Wednesday this week was touted as an unprecedented emergency intervention, it left quite a few questions unanswered, especially regarding the highly publicised public sector wage bill discussion, quelling widespread...
Do I need a financial adviser?
Who needs a financial adviser? According to a recent survey by the Financial Planning Institute (FPI) of Southern Africa, the reasons why consumers are wary to pursue financial planning are 70% because of lack of trust, 62% of affordability and 55% because they do not...
Why you need an emergency fund.
Most South Africans do not realise the importance of having an emergency fund until they need some extra cash. Yet, building an emergency fund is one of the most important steps in taking control of your financial...
What happens when you die without a valid will?
Not an easy picture to absorb. So don’t delay and call Charl Oosthuizen today to ensure this is taken care of.
How to Plan for The Future No Matter How Old You Are
To plan your future always seems so unnecessary until you have reached this day. Then it’s too late. Call and book a free consultation with Charl today!
