by Ultrafin Financial Services | 12 Jun 2017 | Blog
South Africa avoided being downgraded to junk by Moody’s. Instead the ratings agency downgraded the country one notch with a negative outlook. It is now one notch above sub-investment grade or junk status. London, 09 June 2017 — Moody’s Investors Service today...
by Ultrafin Financial Services | 1 Jun 2017 | Blog, Financial Planning
As longevity increases, many retirees can expect to live past the age of 90, which raises interesting issues around heirs and inheritance. With children likely to be at least 60 years old before their parents pass away, would a transfer of inter generational wealth...
by Ultrafin Financial Services | 22 May 2017 | Blog, Financial Planning
Old Mutual’s latest Long-term Perspective report for 2017 highlights how inflation will impact the cost of buying a car, getting healthcare and sending a child to school over the next 10 and 25 years. The report described inflation as ‘South African enemy number one’,...
by Ultrafin Financial Services | 2 May 2017 | Blog, retirement
Beplanning vir ’n relatief stresvrye oudag is ’n voortdurende proses. Trouens, verstandige beleggingsbesluite raak net nog belangriker wanneer jou aftrede eindelik aanbreek. “Afgetredenes moet ’n duidelike strategie hê vir die belegging van hul geld op so ’n wyse dat...
by Ultrafin Financial Services | 20 Apr 2017 | Blog, Insurance
Cape Town – Many people who have a basic hospital plan and gap cover on top of that think they are completely covered. Not so fast. Gap cover is designed to pay the ‘gap’ or shortfall between what your medical scheme pays, and what a private doctor charges. If...
by Ultrafin Financial Services | 12 Apr 2017 | Blog, Investments
Die werklikheid is dat jy, selfs indien jy nie ʼn hoëinkomste-verdiener is nie, meer belasting sal betaal as gevolg van beide “drempel-kruiping” (wanneer belastingtabelle nie aangepas word by inflasie nie) en as gevolg van hoër dividendbelasting. Gelukkig is daar...
