by Ultrafin Financial Services | 12 Nov 2019 | Blog
Change takes effort and can cause stress. To minimize your stress and keep your energy flowing focus on what you can control and the changes you can make for yourself. Before you make any changes to your spending behaviour, identify the triggers that deplete your...
by Ultrafin Financial Services | 29 Oct 2019 | Blog, Financial Adviser, Financial Planning
When you’re worried about your debts and you’re trying to decide on the best way to solve your financial problems, many people start to wonder if they missed something as they went through school. As adults we’re expected to know how to manage our money properly....
by Ultrafin Financial Services | 16 Oct 2019 | Blog
Clients often think trusts can do everything – as if they are magical creatures – the unicorn of estate planning. All their problems are solved because they have a trust. That may be the case, but it may not. Different trusts do different things. Living trusts are...
by Ultrafin Financial Services | 3 Oct 2019 | Blog
Kubermisdaad word gesien as een van die grootste bedreigings vir Suid-Afrika se kritieke inligtingsinfrastruktuur en sosio-ekonomiese ontwikkeling. Die Suid-Afrikaanse Bankrisiko-Ingligtingsentrum (Sabric) sê daar word ‘n skerp toename in kubermisdaad en...
by Ultrafin Financial Services | 9 Sep 2019 | Blog, Financial Adviser, Insurance
Yes, would be the answer. Most South Africans who insure themselves against disability do so with capital, or lump sum, policies. However, these policies have their shortfalls, especially if you become disabled at a relatively young age. Income protection policies, on...
by Ultrafin Financial Services | 30 Aug 2019 | Blog, Financial Adviser
It helps pay for additional medical expenses and lifestyle adjustments. Surviving a critical illness isn’t easy, but with the right cover, you can focus on recovery – instead of the medical bills. Critical Illness Cover offers financial protection against...