Our Blog
Moody’s downgrades SA one notch, assigns negative outlook
South Africa avoided being downgraded to junk by Moody’s. Instead the ratings agency downgraded the country one notch with a negative outlook. It is now one notch above sub-investment grade or junk status. London, 09 June 2017 — Moody’s Investors Service today...
How to leave a legacy of wealth for your grandchildren
As longevity increases, many retirees can expect to live past the age of 90, which raises interesting issues around heirs and inheritance. With children likely to be at least 60 years old before their parents pass away, would a transfer of inter generational wealth...
How much it will cost to buy a car and send kids to school 25 years from now
Old Mutual’s latest Long-term Perspective report for 2017 highlights how inflation will impact the cost of buying a car, getting healthcare and sending a child to school over the next 10 and 25 years. The report described inflation as ‘South African enemy number one’,...
Afgetree? Vermy die 5 geldfoute
Beplanning vir ’n relatief stresvrye oudag is ’n voortdurende proses. Trouens, verstandige beleggingsbesluite raak net nog belangriker wanneer jou aftrede eindelik aanbreek. “Afgetredenes moet ’n duidelike strategie hê vir die belegging van hul geld op so ’n wyse dat...
What gap cover will and won’t pay for
Cape Town - Many people who have a basic hospital plan and gap cover on top of that think they are completely covered. Not so fast. Gap cover is designed to pay the ‘gap’ or shortfall between what your medical scheme pays, and what a private doctor charges. If your...
Hoe om jouself te betaal en nie die belastinggaarder nie
Die werklikheid is dat jy, selfs indien jy nie ʼn hoëinkomste-verdiener is nie, meer belasting sal betaal as gevolg van beide “drempel-kruiping” (wanneer belastingtabelle nie aangepas word by inflasie nie) en as gevolg van hoër dividendbelasting. Gelukkig is daar...
At What Age Should I Start Saving Money?
So what age is the right age to start saving money for your future? The practical answer is any age when you start to work and earn money for yourself, whether it’s being paid for chores at age 5 or entering the workforce after law school at age 25. Saving money is a...
4 Reasons You Need to Start Saving
We all know that saving is important, but so few of us really take the time to do it. Here are a few tips to help you make saving a priority today. If you’ve heard it once, you’ve probably heard it a hundred times. You need to save. You need to save. You need to save....
Hoeveel geld het jy regtig nodig om gemaklik te kan aftree?
Dit is baie duidelik dat die meeste mense nie die vaagste benul het hoe groot dié syfer werklik is nie. Baie mense maak oorvereenvoudigde somme om te probeer raam hoeveel hulle benodig om ná aftrede hul lewenspeil te handhaaf. Die eerste prys is natuurlik om na ’n...
Budget in a nutshell: Tough times ahead
Cape Town – Finance Minister Pravin Gordhan had a tough message for South Africans in Wednesday's Budget Speech in the National Assembly, with the introduction of a new tax bracket for the very rich, state debt creeping up and almost all economic indicators and fiscal...
Electronic cigarettes associated with potential adverse health effects – Evidence is growing
Another study, this time published in JAMA Cardiology, which indicates that e-cigarettes are not harmless, as originally thought: Habitual e-cigarette user (ages of 21 and 45 years) seem to evolve a shift in the so called cardiac autonomic balance towards sympathetic...
How to get the best deal on your personal cheque account.
Bank charges are the bane of many customers. The latest report by the Solidarity Research Institute shows that increased competition among the nation’s banks appears to be driving fees down. But increased financial pressure on consumers means charges, albeit lower,...
What happens when you die without a valid will?
Not an easy picture to absorb. So don’t delay and call Charl Oosthuizen today to ensure this is taken care of.
How to Plan for The Future No Matter How Old You Are
To plan your future always seems so unnecessary until you have reached this day. Then it’s too late. Call and book a free consultation with Charl today!
