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Basic types of trusts
Basic types of trusts Marital or “A” trust Designed to provide benefits to a surviving spouse; generally included in the taxable estate of the surviving spouse Bypass or “B” trust Also known as credit shelter trust, established to bypass the surviving spouse’s estate...
What Is a Trust?
A trust is traditionally used for minimizing estate taxes and can offer other benefits as part of a well-crafted estate plan. A trust is a fiduciary arrangement that allows a third party, or trustee, to hold assets on behalf of a beneficiary or beneficiaries. Trusts...
Korttermyn versekering
Korttermynversekering verskaf beskerming vir jou waardevolle besittings en bates vir die dag wat jy ‘n onverwagse verlies of skade ly aan jou besittings. Wanneer jy die dag onverwagse skade of 'n verlies ly is dit belangrik dat jy die regte korttermynversekering het...
How to make your money pot grow
Cape Town - While there are numerous initiatives to promote a savings culture in South Africa, many people do not understand the difference between saving and investing, according to Steven Nathan, CEO of 10X Investments. SA has one of the lowest savings rates in the...
Hoe hanteer jy risiko op jou eiendom?
Dit bly vir enige eienaar ‘n ongemaklike werklikheid. Iemand word op jou perseel beseer of kom selfs tot sterwe. Drie onlangse sake handel met risiko en ondersoek die plig wat op elke eienaar rus om redelike voorsorg te tref om sy of haar perseel vir besoekers te...
Research is the first step to any investment
You need to have a clear understanding of the cost as well as the risks. Investments always come with a risk, some more than others. Usually, the greatest risk includes the greatest rewards and the greatest chance for losing everything. Most people do not have the...
Investing in Africa’s Agriculture is the next best thing
Investors are being encouraged to look at adding agriculture into their portfolios as we witness significant declines in oil and commodity export returns. Over 60 per cent of the world’s arable land is situated on the African continent, which makes for a very...
South African hijackings on the rise
Vehicle hijacking has increased by 26% over the past year according to statistics released by Alexander Forbes Insurance. The Insurer compared statistics for the 12 months to July 2015 against the 12 month period to July 2014. In light of these statistics, Estelle...
Short term and long term insurance – Do you need one or both?
Disability insurance short-term and long-term refers to the private insurance plans wherein a specified portion of the insurance holder's income will be replaced in case an injury or illness prevents him/her from working. Keep in mind that said insurance is different...
Industry leaders: SA car insurance in crisis
Chad Fichardt Leading voices from the South African transport industry have come out in solidarity against the cumulative high risk of vehicle ownership, highlighting the need for huge changes in the motor insurance industry.There are an estimated 10 million vehicles...
An increase in early cancer insurance claims
Johannesburg - An increase in early cancer insurance claims suggests that South Africans are being more proactive about detecting and treating cancer early, which in turn means a greater chance of more successful and less invasive treatments, according to Susan...
What is Short Term Insurance?
Short term insurance encompasses all types of insurance policies other than life insurance. Amongst others this includes vehicle, property, household, medical, personal liability, travel and business insurance. The reason why these policies are classified as short...
What happens when you die without a valid will?
Not an easy picture to absorb. So don’t delay and call Charl Oosthuizen today to ensure this is taken care of.
How to Plan for The Future No Matter How Old You Are
To plan your future always seems so unnecessary until you have reached this day. Then it’s too late. Call and book a free consultation with Charl today!
