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Tips on stretching your retirement savings
When you finally reach retirement age, you need to be in a position where you can afford to maintain a similar lifestyle which you have been accustomed to prior to retirement. The only way to achieve this is making sure you start planning and saving for retirement...
Will you outlive your savings?
Since the middle of the last century, life expectancy has increased rapidly. Studies by the United Nations (UN) and World Health Organisation (WHO) have found that, every 10 years, the average person’s lifespan has increased by three years. This means most people need...
Moet ek lewensversekering hê?
Lewensdekking is die eenvoudige antwoord op ‘n paar moeilike vrae: Hoe sal my gesin oorleef wanneer ek nie meer hier is om vir hulle te sorg nie? Hoe sal my lewensmaat die skuld wat ek agterlaat, soos die verband op ons huis, skik? Hoe sal my gesin vir daaglikse...
Bespaar so op jou motorversekering.
Die vakansie is nou wel verby, maar die risiko vir ’n ongeluk bly hoog. Wat nog meer ontstellend is, is dat net 35 persent van alle motoriste in Suid-Afrika die een of ander vorm van versekering het. Bekostigbaarheid is een van die hoofredes – as geldsake knyp,...
Thinking about cancelling your car insurance to save money?
Here's how it could cost you in the long run For many consumers, the start of the new year may have been a difficult one. Overspending over the festive period coupled with an interest rate hike at the end of last year may leave many looking for opportunities to save....
Why women need to save more for retirement than men do
Women, on average, live five years longer than men. This means their retirement savings need to last them – on average – five years longer. Women are likely to spend more time in retirement, they need more retirement income than their male counterparts, and they need...
5 Ways to save R500
Saving R500 a month can sound daunting – but the truth is, it’s often easier than you think. Small tweaks to your day-to-day and being more intentional about how (and why) you spend can be enough to stash away an extra R500 a month. And that’s a lot! Here, five ways...
Important tips for saving for your child’s education
A loving parent wants to ensure the best future for their child. One of the best ways to give your child a head start in life is to help them get a quality education. 56% of South Africans, however, are not saving for their children’s education. This is mainly due to...
Got a tax refund?
Got a tax refund? Good for you! Now put that bonus pay out to good use so you can reap the rewards for years to come. Read these tips to find out how you can be saving. 1 Got debt? Throw your refund at it “Your first priority should be to pay off any existing...
Ensure that your insurance policy is valid and your claim will be paid as expected.
Unfortunately many of us don't realise the true value of insurance until a claim event happens. When that day comes, we are all quick to ask if insurance was in place and understand that insurance is not simply a grudge purchase, it's an absolute necessity. It is for...
Die Belastingvoordele van jou Uitkeerpolisse na die 2018-Begrotingsrede
Afgesien van boedelbeplanningsvoordele, word die belastingvoordele van uitkeerpolisse verder versterk deur die jongste Begrotingsveranderinge. Dit is ’n aansporing vir beleggers om weer na hierdie produk te kyk wat so dikwels uit die oog verloor word. Om ’n...
How to squeeze investment capital from a tight budget
Every South African, regardless of their age, understands that the more money you have, the better your quality of life. Young income earners can create more wealth over the long-term than older people because as a young professional, you have time on your side....
What happens when you die without a valid will?
Not an easy picture to absorb. So don’t delay and call Charl Oosthuizen today to ensure this is taken care of.
How to Plan for The Future No Matter How Old You Are
To plan your future always seems so unnecessary until you have reached this day. Then it’s too late. Call and book a free consultation with Charl today!
