Our Blog
Impulse Shopping & Spending
Change takes effort and can cause stress. To minimize your stress and keep your energy flowing focus on what you can control and the changes you can make for yourself. Before you make any changes to your spending behaviour, identify the triggers that deplete your...
9 Practical Steps to Solve Your Financial Problems.
When you’re worried about your debts and you’re trying to decide on the best way to solve your financial problems, many people start to wonder if they missed something as they went through school. As adults we’re expected to know how to manage our money properly....
Reasons Why You Should Consider A Living Trust
Clients often think trusts can do everything – as if they are magical creatures – the unicorn of estate planning. All their problems are solved because they have a trust. That may be the case, but it may not. Different trusts do different things. Living trusts are...
Kubermisdaad
Kubermisdaad word gesien as een van die grootste bedreigings vir Suid-Afrika se kritieke inligtingsinfrastruktuur en sosio-ekonomiese ontwikkeling. Die Suid-Afrikaanse Bankrisiko-Ingligtingsentrum (Sabric) sê daar word 'n skerp toename in kubermisdaad en...
Do you need Income Protection Cover?
Yes, would be the answer. Most South Africans who insure themselves against disability do so with capital, or lump sum, policies. However, these policies have their shortfalls, especially if you become disabled at a relatively young age. Income protection policies, on...
What is Critical Illness Cover?
It helps pay for additional medical expenses and lifestyle adjustments. Surviving a critical illness isn’t easy, but with the right cover, you can focus on recovery - instead of the medical bills. Critical Illness Cover offers financial protection against illnesses...
Die voordele en verskillende leningskenmerke van Leningsopsies
Die meeste mense sal op die een of ander tydstip in hul lewens 'n lening nodig kry – hetsy om in 'n huis te belê, 'n verloofring te koop of om 'n klein besigheidjie mee te begin. Maar wees gewaarsku: nie alle lenings is dieselfde nie. As jy weet wat jou leningsopsies...
Die Verskil tussen Goeie en Slegte Skuld
Die meeste van ons sal een of ander tyd skuld maak. Jy sal miskien skuld aangaan met ’n groot transaksie waarvoor jy nie die kontant het nie, soos ’n huis of motor. Of jy gebruik miskien daagliks jou kredietkaart om kos en ander...
Skilled professionals bearish about South Africa
“According to our survey’s results, South Africa’s skilled professionals – doctors, accountants, lawyers, engineers, corporate employees, and successful entrepreneurs – are giving more consideration towards emigrating due to their being qualified to do so and having...
The difference between tax evasion and tax avoidance
All business owners have faced the point of asking themselves “is this tax evasion? Or is it simply avoidance. Am I not simply practicing my right to plan my taxes in an effective and legal manner to reduce my liability?” As most taxpayers know, tax avoidance is when...
What is the difference between fixed and variable interest rates on your bond?
So, you’ve found a property you love, sent in your bond applications, and the banks have finally started responding with offers! But wait a moment – one of the offers has two interest rates quoted: a fixed and a variable. What does that mean, and which one should you...
How much money you could save
How much money you could save by putting away R178 every month from the age of 25 With living expenses ever-increasing in South Africa, people should avoid the temptation of cashing in their retirement funds when changing jobs or when facing financial difficulties....
What happens when you die without a valid will?
Not an easy picture to absorb. So don’t delay and call Charl Oosthuizen today to ensure this is taken care of.
How to Plan for The Future No Matter How Old You Are
To plan your future always seems so unnecessary until you have reached this day. Then it’s too late. Call and book a free consultation with Charl today!
