Our Blog
Feeling poor? It’s not your imagination
SA’s middle class is being crushed by rising inflation and declining asset values. How’s that retirement plan coming along? You’re doing all the right things. You’ve bought a residential property, maybe two; you’ve got a pension fund and perhaps a retirement annuity...
Youth…take charge of your financial destiny!
Being young don't mean you cant plan for the future. You just have to take all the opportunities you can get and learn from it. June 16th – Youth Day – presented an opportunity for young people to focus on their futures reflecting on the past as a foundation to build...
Mom, Dad, could you help with a loan?
These day buying a home is not so easy. Most times first time buyers will not get a hundred percent loan. To save for a deposit is not that easy with all the prices that just go up and up. For many young South Africans, it has become very difficult to secure a loan...
Cyber Crime is a growing reality…..
Cyber crime, is crime that involves a computer and a network. The computer may have been used in the commission of a crime, or it may be the target. Such crimes may threaten a nation's security and financial health. Issues surrounding these types of crimes have become...
10 ways to leave a real legacy
We see too many parents purchasing a living annuity with their retirement money and then spending retirement barely making ends meet in order to leave a legacy. Alternatively, we see retirees sell their home and give the children money to build a granny flat only to...
Is your clutter costing you money
Keep a reminder of when all your renewals are due: This can easily be done with electronic diaries as they provide for recurring entries as well as diary entries a few years in advance. This would include things like your annual vehicle license, your driver's license...
What is good debt vs. bad debt?
We all fear debt, the weight of owing money and mounting bills. Borrowing money to pay for an item, or debt, is the way most of us pay for the big purchases in our lives like a house or car, and it has become a fact of life. However all debt isn’t created equally....
Questions you should be asking your financial advisor about possible tax changes
February is a significant month – it’s the last opportunity you have to take advantage of any top-ups to your retirement fund and the National Budget is announced, which impacts how much tax you pay. There may also be changes announced which affect all areas of your...
Young professionals face retrenchment – do they have the correct cover?
As a young achiever, in your early twenties to thirties, establishing your career and planning your potential wealth are priority areas for you. But what happens if you lose your job and are no longer able to afford the finer things in life? Liberty's 2015 Claim...
Crime: Ethics and tech traps
SA has earned itself a comfortable niche among the world’s hot spots of economic crime. According to a recent global survey conducted by auditing firm PwC, 69% of respondents in SA (drawn from the public and private sectors) claimed to have experienced some form of...
Largest blue diamond goes to auction for $45m
We at Ultrafin financial solutions find this article to be of great interest and thought our readers would appreciate this content. Please do share your thoughts in the comment section. New York - The largest fancy vivid blue diamond ever offered at auction is set to...
Should You Invest Your Money in Property or Shares?
Investing in market shares can be a lucrative venture, particularly when market conditions favour the investments you’ve made, but investing in property is an alternative to be considered. This is according to Charles Vining, Seeff’s managing director in Sandton, who...
What happens when you die without a valid will?
Not an easy picture to absorb. So don’t delay and call Charl Oosthuizen today to ensure this is taken care of.
How to Plan for The Future No Matter How Old You Are
To plan your future always seems so unnecessary until you have reached this day. Then it’s too late. Call and book a free consultation with Charl today!
